It’s hard to understand how someone who has never had to work and lived the life of a literal prince can have so much resentment.

Megyn Kelly panned the new Netflix special featuring Prince Harry and Meghan Markle as an “uninspiring, interminable waste of time” and said that the British royal who wed the American actress needs “a real psychotherapist” and “not a whiny, woke annoying wife.”

“Those are three hours I’ll never get back,” Kelly said during Monday’s broadcast of her SiriusXM podcast “The Megyn Kelly Show.”

Kelly described the Netflix documentary “Harry & Meghan” as a “farce,” saying that it’s not a “tell-all” but rather a “tell-what-you-think-makes-you-look-good.”

“What a boring, uninspiring, interminable waste of time,” Kelly said.

“Believe it or not this couple is still complaining” despite having “two beautiful, perfectly healthy children … and nearly $200 million in the bank thanks to their insatiable desire to ‘finally tell their story,’” Kelly added.

The Sussexes, who quit as working royals in the UK and relocated to the United States two years ago, were reportedly paid $100 million as part a deal with Netflix that includes collaboration on additional content projects.

Kelly blasted the couple for insisting on privacy while at the same time granting interviews to Oprah Winfrey, hosting a podcast on Spotify, writing a memoir, and granting access to Netflix.

She scoffed at the couple’s claims they have been treated unfairly by the news media, saying that they’ve received “fawning” coverage that “made [Markle] a household name.”

Kelly added: “Some then said nasty things. Like calling her the C-word and the B-word and the other B-word and you know what, Meg?”

“Been there, quick reminder!”

Kelly also hit out at the prince, saying that he’s “still carrying emotional baggage.”

“Good gracious is this man insecure,” Kelly said, citing the fact that “he’s a ginger” and that “he clearly hasn’t worked out the trauma of his mother’s premature death.”

Kelly urged Harry to get “a real psychotherapist.”

“That’s what he needed,” she said. “Not a whiny, woke annoying wife.”

Kelly also excoriated Markle for the claim that Harry made in the documentary that she doesn’t have a father. Markle has been estranged from her dad, Thomas Markle, for years.

“Of course, it’s incredibly sad what happened,” the 38-year-old Harry said in the third installment of the program.

“She had a father before this, and now she doesn’t have a father. And I shouldered that, because if Meg wasn’t with me, then her dad would still be her dad.”

Kelly took umbrage at the claim, saying: “You know who doesn’t have a dad? Me, and millions of others out there who would kill to have just one more Christmas with them.”

Kelly said Thomas Markle “raised [Meghan] and loved her and paid for her college and never asked for any of this attention.”

“He screwed up in dealing with the paparazzi — staging photos of himself getting ready for her wedding reportedly in exchange for money,” Kelly said of Thomas Markle.

“[What he did was] not good, but was it really unforgivable? One mistake after a lifetime of loving and supporting her?”

Kelly added: “Her dad has had two heart attacks and a stroke. He lives just a few hours away from her, but he’s dead to them? Ghosted?”

“I guess Harry’s her daddy now.”